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DEVELOPMENT FINANCE
When investing in a development, you need a development finance lender that takes the time to understand your project in detail and provide finance tailored to your specific circumstances.
£500K MINUMUM LOAN
£30M MAX LOAN
24-MTH TERMS AVAILABLE
AVERAGE COMPLETION 21-DAYS
Our experienced team will visit your site – new build or refurbishment – and if it’s a project we can support, you can count on us to be with you for the entire journey.
Any property used as security, including your home, may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.
PRODUCTS
NEW BUILD
LTGDV 75%
CONVERSIONS
LTGDV 75%
REFURBISHMENT
LTGDV 75%
RESIDENTIAL
LTGDV 75%
COMMERCIAL
(Excluding Land)
LTV 75%
MIXED-USE, SEMI COMMERCIAL
LTV 75%
HIGH VALUE RESIDENTIAL
LTGDV 75%
STUDENT HOUSING
LTV 75%
SENIOR LIVING
LTV 75%
HMO's
LTGDV 75%
CARE HOMES
LTV 75%
PHASED DEVELOPMENT SCHEMES
LTV 75%
ASSOCIATED DEVELOPEMENTS PRODUCTS
PLANNING ENHANCEMENT LOAN
Our Planning Assistance Loan is a short-term facility to help developers enhance the planning already agreed for a site (max term 12 months). From this loan, you can transfer seamlessly to a development finance loan to build the project.
DEVELOPMENT EXIT LOAN
Property development projects sometimes need to be extended beyond their original terms.
If your existing finance is coming to an end, our development exit loans offer short-term flexibility to help you navigate unexpected delays, extend the marketing period or raise funds for a new project.
LETS LOOK TO YOUR FUTURE
B2L MORTGAGES
Growing your property portfolio requires an award-winning lender that understands professional landlords and the ever-evolving Buy-to-Let market.
Our Buy-to-Let mortgages have the perfect combination of intuitive application systems, a specialist team, and products designed specifically for professional investors.
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Our systems offer automated underwriting on simple Buy-to-Let cases
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Our teams specialise in underwriting more complex Buy-to-Let cases
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We can support Buy-to-Let transactions from £40k to £35m
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A wide range of property types considered including large portfolios, blocks of flats and investment grade HMOs
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We support new entrants to the market through to seasoned property professionals
MULTI UNIT MORTGAGE
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COMMERCIAL MORTGAGE
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EMAIL: info@theutilityworks.com
TELEPHONE: 02071172502
ADDRESS: 43 Broomfirld Rd, Chelmsford, Essex, CM1 1SY
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