When purchasing a commercial property elected for VAT, you must account for the purchase price, stamp duty, and an additional 20% VAT on the total price. This can significantly impact your cash flow, but rest assured that within approximately four months, you can recover the VAT paid. While many lenders provide commercial mortgages and bridge loans, only a select few specialize in VAT Bridge loans. Proplend offers a comprehensive VAT lending solution, covering 100% of the VAT due at purchase, with a dedicated VAT Agent managing the recovery process from HMRC to redeem your loan efficiently.